Welcome to the annuities area of our Web Site. "Millions of seniors are pouring record sums into annuity accounts" - The Wall Street Journal. Annuities offer: Safety, Liquidity, Tax-deferral, By-Pass of Probate and High Yields Without Risk. Annuities have been around for a while, dating all the way back to the Roman Empire. Schools,hospitals and churches don't have Social Security,they use annuities to fund retirement. This section covers the basics of ANNUITIES. If you would like to see how an ANNUITY can benefit your present or future retirement needs, simply complete and submit the appropriate form and we will send you our FREE brochure on ANNUITIES.